Storm Damage Recovery Cost

In this guide

Types of damage
Extent of damage
Insurance
Enhancements
Additional Considerations

How much does it cost recover from storm damage?

Storms can wreak havoc on homes, causing many different types of damage - wind, fire, water, ice, and more. This damage can be minor, or it can be so severe that you aren’t able to inhabit your home until it’s repaired. If bad weather comes and your home shows signs of storm damage, first make sure that you and everyone in the house are safe. Leave the house if it isn’t safe inside and you can safely move outdoors. You will need to call a storm damage recovery service right away to inspect your home and repair the damage.

Types of damage

The table below shows average prices homeowners pay when they need storm damage recovery services. The prices are generally for mild to moderate damage levels, and the procedures in the solutions column are standard, must-have components of the recovery packages offered for each type of damage.

TypeCausesProblemsSolutionsRecovery Cost
WaterHeavy rain

Soaked carpet

drywall 1

 hardwood

 & other materials

Dehumidification

Structural drying

Draining

Cleaning & sanitizing

Deodorization

$2,000-$8,000
FireWildfires

Soot deposited on surfaces

& in materials

Soot-removal film

Air duct cleaning

Odor removal

Structural repairs & replacements

$2,000-$6,000
WindTornadoes

Loose shingles 2

& boards

Roof & wall repair

Fallen tree removal

Structural repairs & replacements

$2,000-$8,000
Ice & SnowSnowstorms

Dents & holes in roofs

walls & windows

Structural repairs & replacements

Snow & ice removal

$2,000-$5,500
MoldFloods

Toxic mold growth on walls

and other materials

as well as air ducts

Mold removal

Disinfection

Deodorization

Dehumidification

Structural drying

Air duct cleaning

$5,00-$6,000

Extent of damage

Storm damage recovery costs are rarely inexpensive, but severe damages can cost greatly. If your home has severe storm damage of any type, you could pay as much as $10,000-$75,000 for recovery. The costs can rise this high because much of the time they include rebuilding and replacing damaged kitchens, roofs, and other entire structures of the home. For example, roof collapses resulting in extensive recovery needs have average insurance claims of $20,000-$30,000.

Insurance

Homeowners insurance sometimes covers minor disasters like smashing objects creating leaks, broken pipes, accidental fires, etc. Floods are not usually covered; you need separate flood and other natural disaster insurance to cover associated costs. Contact your insurance provider to clarify what your basic homeowner’s insurance covers, and what you need separate policies for.

Fallen trees may be covered by insurance, depending on the condition the tree was in prior to falling. If the insurance company finds that the tree was rotting or improperly maintained, and thus already at risk of falling, the fall won’t be covered. Tree removals cost $150-$1,500 on average.

Enhancement and improvement costs

Waterproofing

Waterproofing your home can help prevent future damages resulting from floods and other water incidents. Basement waterproofing typically costs $5,000. Roof underlayment 3 waterproofing costs $400-$800. Adding waterproof material to exterior walls costs $1,800.

Lightning protection

Installing lightning rods can protect your home from being struck by lightning, preventing fire damage. Lightning rods are usually put on roofs, and will draw lightning toward themselves instead of your home. The installation of lightning rods costs $2,500 on average.

Storm doors 4 and windows

Storm doors 4 act as a barrier between the exterior door and the inside of your home, protecting your home from the elements, insects, and pests, and allowing for better airflow. For this example, we’ll look at the cost of installing a standard 36-inch storm door, which averages $250-$400. Installing a storm window costs an average of $275.

Additional considerations and costs


  • Storm damage recovery is an emergency service, it can never be seen as a DIY project.
  • If the damage has left parts of your home exposed to the elements (i.e. via a hole in the roof or walls), then your recovery measures should include a shrink wrap containment service. This entails using a plastic or other weatherproof material to seal off the open parts of your home until they can be repaired, thus preventing further damage. Tarping/wrapping/containment services start at $500-$700.
  • Many storm damage recovery service providers are available 24/7 to respond to your emergency. However, they may not be able to arrive at your home until the conditions are safe enough for them to enter the area.
  • Because storm damage may have affected your gas and electrical systems, do not turn on your utilities or try to use them until a recovery expert has inspected them and deemed them safe to use.
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Remodeling Terms Cheat Sheet

Definitions in laymen's terms, cost considerations, pictures and things you need to know.
See full cheat sheet.
1 Drywall: Type of plasterboard, commonly used to build walls and ceilings, composed of gypsum that is layered between sheets of heavy paper
2 Shingles: A smooth, uniform, flat piece of construction material, available in a wide variety of materials and laid in a series of overlapping rows, used to cover the outside of roofs or walls to protect against weather damage and leaks.
3 Underlayment: Roofing material laid underneath roofing tiles to seal the roof, preventing leaks
4 Storm doors: An additional door, installed outside an exterior access door, that provides insulation and damage protection during inclement weather

Cost recover from storm damage varies greatly by region (and even by zip code). To get free estimates from local contractors, please indicate yours.

Labor cost by city and zip code

Compared to national average
Akron, OH
-6%
Albuquerque, NM
-14%
Brandon, FL
-5%
Carrollton, TX
+14%
Chicago, IL
+40%
Columbus, OH
+5%
Darby, PA
+26%
Forsyth, MT
-40%
Garland, TX
+8%
Hollywood, FL
0%
Houston, TX
+24%
Lincoln, NE
-13%
Minneapolis, MN
+25%
Morrill, NE
-36%
Neosho, MO
-28%
New Castle, DE
+9%
Nicholls, GA
-54%
Portland, OR
+11%
Sanford, FL
-1%
Schofield, WI
-7%
Springfield, MO
-23%

Labor cost in your zip code

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Methodology and sources