How Much Does It Cost to Build an In-ground Concrete Swimming Pool?

Average range: $29,000 - $90,000
Average Cost
(a 12’x24’ in-ground swimming pool made of shotcrete and a tiled finish including all the basic equipment)

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How Much Does It Cost to Build an In-ground Concrete Swimming Pool?

Average range: $29,000 - $90,000
Average Cost
(a 12’x24’ in-ground swimming pool made of shotcrete and a tiled finish including all the basic equipment)

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Reviewed by Sophia Fennessy. Written by

A swimming pool is a luxury to have for the relaxation and the fun activities that come with it in the summertime. While there are many types of pools available to homeowners, an in-ground concrete pool is the best choice for homeowners for different reasons. Aside from aesthetics, concrete swimming pools are a great choice for your property due to the many designs available, the ability for privacy and relaxation in the comfort of your own home, and the value it adds to your home.

Installing an in-ground concrete pool is a large investment, and the cost is affected by factors like the concrete type, the finish type, the accessories, and enhancement costs. Homeowners can expect to pay anywhere between $29,000 and $90,000. For example, a 12’ x 24’ in-ground swimming pool made from shotcrete with a tiled finish and basic equipment costs around $60,000.

Cost to Install Concrete Pool

In-ground Concrete Swimming Pool Costs
National average cost$60,000
Average range$29,000-$90,000
Minimum cost$29,000
Maximum cost$90,000

In-Ground Concrete Swimming Pool Cost by Project Range

Cast-in-place concrete with a painted finish
Average Cost
A 12’x24’ in-ground swimming pool made of shotcrete and a tiled finish including all the basic equipment
Gunite concrete, plus accessories and enclosure

Pool Inspection Cost

Before building an in-ground swimming pool, some prep work needs to be done. The first thing that happens is an inspection. Your contractor or a potential contractor will come out to conduct the initial inspection. This includes a walk around the backyard to inspect where the pool will be built. They will determine how difficult or easy the process will be and if it is feasible. Most contractors charge an inspection fee that costs from $25-$115. If you agree to move forward, an agreement will be signed, and a building permit obtained to start the digging.

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Concrete Pool Costs by Type

After deciding to build an in-ground concrete swimming pool, the next question is what type of concrete. Depending on the style and type of pool you want, contractors can often recommend which will be the best. The chart below describes the four main concrete types for swimming pools.

Concrete pool costs

Concrete pool costs




One of the most popular methods where the concrete is poured into a steel/wooden form and smoothed out.



A shotcrete pump is used to spray free-form concrete into layers to make a strong, watertight pool.

Structural concrete


Often used for oddly-shaped pools, involving the installation of pre-made concrete slabs.

Gunite 9


Similar to shotcrete, gunite is sprayed directly onto the surface using a pressurized hose.

Cast-in-place Pool Cost

For a cast-in-place pool, the concrete is installed by first building a mold using steel or wooden planks and then pouring the concrete mixture in. This is one of the most commonly used methods for making an in-ground pool, with average costs ranging from $55 to $60 per square foot.

Shotcrete Pool Cost

For a shotcrete pool, the concrete is poured into a shotcrete pump that then sprays it out in layers via a nozzle. It is also known as free-form concrete, is highly versatile, and produces some of the strongest and most watertight in-ground pools. The cost for a shotcrete pool is from $55 to $60 per square foot.

Swimming Pool Structural Concrete

With a structural concrete pool, pre-made slabs are installed, usually on top of buildings or in hillsides. This is a great method to choose for oddly-shaped pools or those that are installed on non-flat surfaces. The average cost for a structural concrete pool is between $60 and $70 per square foot.

Gunite Pool Cost

Like shotcrete, gunite is a material with a high concentration of cement and far less water than shotcrete or cast-in-place concrete. It is applied directly to the surface using a pressurized hose, and the average cost for a gunite pool is $72 per square foot.

Concrete Pool Finishes

There are three main types of concrete swimming pool finishes to choose from. These finishes are explained below with the pros, cons, and cost of each.

Pool Plaster Cost

Plaster consists of a mix of white sand 6, white cement, marble, and water and is applied to concrete pools using a flat-edged trowel. Although plaster 5 is usually white in color, it can be dyed different colors. Plaster 5 is the least durable and lasts for roughly 5-10 years. The cost to plaster 5 a pool averages $1.50-$5 per sq.ft. On the plus side, pool plaster is very affordable. It looks elegant and simple when installed properly and is used on most concrete pools. However, it has some disadvantages, like a rough feel and the need for regular surface maintenance. Without proper care, it can crack or stain easily.

Cost to Paint Concrete Pool Deck

Paint can give a pool a beautiful, long-lasting finish, making it look brand new and clean all over again. There are three pool paints to choose from: acrylic water-based paint, chlorinated rubber pool paint, and epoxy paint. The cost to paint a pool averages $1.50-$5 per sq.ft. Paint gives you a satisfying clean look without costing a huge amount of money, but you will have to pay for the costs of repainting every 2-4 years as the paint slowly fades. Over time, the pool may also become cloudy due to the paint wearing away, and every time you repaint it, you must remove all the old paint, which can be a large job.

Pool Tile Cost

Tile is typically made of porcelain, glass, or stone. Tile can be textured, hand-painted, or glazed and is very commonly used for a pool waterline. Tile for a pool averages $4-$30 per sq.ft. Tiles are easy to clean and exceptionally durable, despite their relatively high price. They last for years with minimal maintenance but are at risk of chipping or cracking in some cases. This can lead to sharp and dangerous edges if you are not careful.

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Concrete Pool Installation Cost

There are a lot of steps involved in building an in-ground concrete swimming pool. The whole project begins with an inspection, which includes the project design and proposal as well as the permit and approval. Once all of that is sorted, the construction project can begin.

The first step in construction is establishing the pool layout. The contractor will carefully outline the exact location and shape of the pool on the ground and once the forms are set, the excavation can begin. This part is done using front end loaders to dig and push back the walls of the pool. Once the hole is dug, steel bars are used to reinforce the pool shell.

Following the steel installation, all of the plumbing is roughed-in for the return lines, main drains, and any spas. The concrete is then poured into the mold at least 6 inches deep and then left to dry for a few days.

After the completion of the concrete phase, any decorative tiles will be installed and the plumbing will be finalized. Next the equipment is set up, including the pumps 8 and filtration system and the electrical and gas hookups are completed.

Nearing the final stage 4 of the project, the deck will be poured or laid and then the construction materials and waste from the site will be cleaned up. After that is done, the interior of the pool is coated with finish, either plaster 5 or paint, and the pool will be filled with water. Once full, the contractors will come test the pool equipment to make sure everything starts up properly and will go over common maintenance procedures.

On average, concrete pools take between 3 and 12 weeks to install, as this material requires a longer period of time to cure after it is poured. Typically, labor costs average between $1,550 and $2,500.

Man working on concrete pool

Bead Blasting Pool Tile Cost

Prior to digging, there is a high possibility that the space for the swimming pool will have to go through blasting. Blasting is the process of getting rid of rocks and unwanted materials under the surface for the pool. This will ensure that the ground is smooth enough for the pool to be built. Blasting can cost anywhere between $6 and $10 per linear foot 7, all depending on the size of the pool.

Parts of a Concrete Swimming Pool

There are many parts of a concrete swimming pool. Without them, a pool would not be able to function and operate efficiently. Below are some common parts of a concrete swimming pool:

Inground Pool Water Pump

A water pump is the first part of the filtration system of a pool. A water pump draws water from the pool, pushes it through the filter, and back out into the pool. The pump 8 typically consists of two parts: a bucket with a lid and the basket that goes inside. Within the pump 8 is a motor that spins to help suck the water in and shoot it back out. The average cost for a water pump 8 is $100-$600 including installation.

Inground Pool Filter Cost

The filter is the second part that makes up the filtration system of a pool. Once the water pump 8 has sucked in water, the water pushes out to the filter. The filter acts to clean the water of any fine debris or unwanted materials and then moves it right back into the pool. There are three types of swimming pool filters: cartridge, diatomaceous earth (D.E.) and sand 6. The average cost for each is $200-$1,100 for a cartridge filter, $485-$1,500 for a diatomaceous earth filter, and $250-$1,130 for a sand 6 filter.

Inground Pool Return Jets

The purpose of the return jets is to push the water back into the swimming pool after it has been filtered. Return jets also assist in circulating the water around the pool, which helps the skimmers pick up the extra debris. The average cost for a return jet is $9-$28 per jet.

Inground Pool Skimmer

Skimmers help to suck the water out of the pool and into the filtration system. Inside the skimmer is a plastic basket that helps to catch debris that is floating around in the pool. The basket ensures that debris does not enter the pump 8. Depending on the size of the pool, some pools have more than 1 skimmer. The average cost for a pool skimmer is $1,500.

Inground Pool Main Drain

The main drain is exactly what the name implies, the main drain of the pool. Most commonly located in the deep end, main drains help to pull water off the bottom and other areas of the pool to push it through the filter. The cost for a main drain is $20-$65.

Pros and Cons of an In-ground Concrete Pool

Concrete pools were once the most common type of swimming pool and still remain one of the most popular choices today. This chart below illustrates some of the pros and cons of concrete swimming pools. On the plus side, an in-ground concrete pool can be made in many shapes and styles, providing flexibility for the final look. They also tend to be eye-catching and attractive and are immensely strong and durable structurally. On the downside, they can take a very long time to install and cost a lot of money in parts and labor. They can also cost a lot to operate daily, so take the long-term bills into account. Plus, some of the surface finishes can be rough to the touch.

Concrete Pool Maintenance

To keep a pool safe for swimming, it requires regular maintenance. For example, things like the water temperature, pH, and calcium levels need to be checked regularly, and the pool requires regular cleaning to stay free of dirt, debris, and insects. There are also filters to change, vacuuming to be done, and other essential maintenance tasks, as listed below.

Concrete Pool Brush

Concrete pools need to be brushed routinely. This circulates the water properly and keeps the sides and base of the pool clean and clear of dirt and debris. Expect to pay between $30 and $60 for a pool brushing.

Pool Water Temperature

If you want a warm and soothing pool, you need to install a heater and check the temperature daily or every other day. A heater costs anywhere from $75 to $250 per month to operate.

Pool Calcium Level

Ideally, calcium should be maintained at a range of 200 - 400 ppm in any concrete pool. Too much calcium can lead to cloudy water, rough surfaces, and clogged filters, while too little calcium can cause plaster to wear away and lead to pitting in concrete pools. You will spend an average of $80 per month regulating the calcium level.

Acid Wash Pool Cost

If the chemicals in your pool fall out of balance and the water becomes cloudy or unsuitable for use, an acid wash is needed. This is the process of washing a concrete pool by stripping away the exterior layer of plaster. It works to disinfect the pool and offers a deep clean to kill bacteria. The average cost for acid washing is from $180 to $250.

Pool Filter Cost

Filters are an essential part of any pool as well, but they need regular maintenance and cleaning to remove any dirt or debris, as well as checking for limescale damage. There are three filter types: cartridge, diatomaceous earth, and sand. Cartridge filters cost $200 - $1,100, diatomaceous earth filters cost $500 - $1,500, and sand filters cost $250 - $1,100.

Pool Vacuum Cost

Pools also need to be vacuumed weekly to remove bugs, debris, and algae. Pool vacuums cost approximately $600 - $1,000.

Inground Pool Accessories

There are many options for pool owners when it comes to accessorizing their pool. From a simple diving board to a fancy slide, there are a variety of options.

Inground Pool Ladder

Ladders serve as an easy entry or exit to the pool, letting you climb in or out safely. They cost around $70 to $200.

Inground Pool Diving Board

A diving board allows you to dive into the pool from above, and the average cost for a diving board is around $400.

Inground Pool Cover Cost

Covers are placed over the pool when not in use to keep it clear of dirt and debris. Some heavy-duty covers can preserve the temperature of the pool and protect it from UV light. Simple covers cost around $75 to $225, while security covers cost $1,200 to $3,000. High-end semi-automatic covers cost between $5,000 and $15,000.

Inground Pool Alarm

An alarm can be fitted to let you know if anyone is passing through the pool gate or doorway. They can be very useful for families with small children and cost $100 - $300 on average.

Inground Pool Lights

Lights can be installed into the sides of the pool, or floating lights can be positioned in the water to illuminate the space for evening swimming. Side lights cost $150 - $300 each, while floating lights are cheaper at an average of $20 to $100.

Inground Pool with Deck

A deck provides an additional seating area, storage space for pool accessories, and aesthetic enhancement to your pool. They cost around $150 to $300.

Inground Pool Bench

A bench in your in-ground pool gives you a space to sit down and costs around $250 to $400.

Cost of Inground Pool Slide

Slides can be a lot of fun for users of all ages, allowing you to enter the pool in style and speed. They vary in price quite wildly, with basic models available for around $750 and high-end models costing $14,000 or more.

Above Ground Concrete Pool Cost

Usually, the term above-ground pool describes inflatable pools or metal pools with ladders or decking areas around the outside. But elegant and aesthetic concrete above-ground pools are available as well. The construction process for these pools is different from an in-ground concrete pool, and the costs vary. Above-ground concrete pools need retaining walls to be fitted in order to withstand the pressure of the water. Retaining walls cost around $7,000 to $20,000 each to build, and you usually need four or more for a pool, so the total cost of an above-ground concrete pool ranges from $28,000 to $80,000.

Concrete Pool Skimmer Replacement Cost

A pool skimmer acts like a kind of gutter, cleaning the water through skimming. It gets rid of leaves, dirt, insects, and other unwanted debris, so it is a vital part of keeping your pool safe and clean. Replacing a concrete pool skimmer can be quite expensive, ranging from $1,000 to $1,500, because the job involves removing the concrete encasing the existing skimmer and then plumbing the new one in place.

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Enhancement and Improvement Costs

Inground Pool with Retaining Wall

If your backyard is sloped or you are looking to add a dramatic backdrop to your pool with a raised wall, then installing a retaining wall 1 is a good choice for you. A retaining wall is a structure that will support vertical slopes to help hold back water and soil. Retaining walls can be made of stone, wood, interlocking blocks, or concrete. The cost to install a retaining wall ranges depending on the material used. Generally, interlocking concrete blocks cost $15-$30 per sq. ft., wood walls cost $20-$25 per sq. ft., and stone retaining walls range from $25-$40 per sq.ft.

Inground Pool Shed

With a pool comes many accessories and gadgets that need a place to be stored. A utility shed can be very handy for this reason. A utility shed can be a great place to store all of those materials and keep them out of the weather and secure from theft or damage. A traditional size utility shed is 10 x 12 sq. ft. The cost for a custom-built utility shed averages $2,745, or $22.85 per sq. ft. Along with this cost, a carpenter charges $70 per hour and an electrician $40-$100 per hour.

Cost of Inground Pool with Waterfall

If you want to enhance the overall appearance of your swimming pool, then installing a waterfall can help. A waterfall is a decorative structure that acts as the focal point of your pool, adding a beautiful visual appeal. Along with aesthetics, a waterfall adds many other benefits, including preventing algae from growing, filtering the water, and providing a soothing sound. The average cost to install a 12 sq.ft. rock waterfall on a pool is $1,020.

Inground Pool Fence Cost

Installing a pool fence can be very important for the purpose of creating a safety barrier around the pool and to protect one’s privacy. For most areas, having a fence around the pool area is required by law in the interest of safety. The average cost for a pool fence installation is around $1,120 which includes a single self-closing gate.

Inground Pool Heater Cost

If you want a comfortable pool temperature year-round, then installing a pool heater is a good choice. When choosing a pool heater, you have many options and factors to consider, such as the location, how much it will be used, and the pool type. Installing a pool heater for a standard 32’ x 16’ in-ground pool averages $1,800-$2,400.

Inground Pool Enclosure

A swimming pool enclosure is a structure comprised of clear panels surrounding and covering your pool. The purpose of a pool enclosure 1 is to extend the swimming season by providing comfortable inside temperatures to swim, shade and sun protection, security and safety from people entering your pool, and also protection from bugs, leaves, and other outdoor debris. A pool enclosure 1 looks similar to a traditional sunroom. There are many factors that affect the cost of a pool enclosure 1 including pool size, shape, and whether the enclosure is attached or detached from your home. The average cost to install a standard medium-height pool enclosure is $2,125 including labor fees.

Additional Considerations and Costs

  • After time, a concrete pool will need to be resurfaced. If you start to see spots, chipping, or cracking along the pool surface, then it means it is time to have your pool resurfaced. When installing your pool, it is very important to pay attention to the warranty offered by your pool company. Although a “lifetime structural warranty” will cover many required maintenance or repairs, it does not apply to pool resurfacing. Prior to building your pool, it is vital to get the surface warranty of your concrete pool down in writing. That way, if something goes wrong a few years in, the warranty will help you cover those hefty costs.
  • Saltwater pools have become an increasingly popular choice for many due to their low maintenance costs. Although this may be a benefit, saltwater pools can be a disadvantage when it comes to pool resurfacing and corrosion of your accessories like ladders and diving boards. Saltwater can be extremely corrosive and you will need to be sure to get marine-grade accessories and seal your deck properly.
  • When approving the contractors to go ahead with the pool installation, it is advisable to request a written letter of how long the pool installation process “should” take. It will often take longer than they originally thought and they may try to charge you more for that extra time in the end.
  • Demolition or blasting is a process that contractors complete during the excavation phase. The energy from blasting is used to break down rock to create a smooth surface for the pool to be built.
  • In most states, you are required by law to install a pool fence for the purpose of safety and privacy. That way, children and animals cannot access the pool without permission. The average cost for pool fence installation is around $1,120, which includes a single self-closing gate.
  • Building a pool on your own would be a tricky task. If you do decide to do it on your own, you could probably save somewhere around $10,000 or more due to the elimination of labor and inspection fees.
  • Most towns, cities, and counties require a residential building permit to build an in-ground pool. This follows the building and zoning regulations. Before you begin the process, visit your local town or city hall to purchase your permit.
  • The ISPSC (International Swimming Pool & Spa Code and Commentary) is a comprehensive swimming pool code that inspectors use for issuing pool and spa permits. The ISPSC contains information on all minimum regulations for public and residential pools. It also covers things such as fencing, decks, pumps, diving, design, and water quality safety.


  • How much does it cost to build a concrete swimming pool?

The cost to build a standard shape, in-ground concrete swimming pool, 12’x24’ in size averages from $29,000-$60,000. The cost is affected by factors such as the type of concrete, the type of finish used, the accessories, and some enhancement costs.

  • What is a concrete pool?

A concrete pool is an in-ground swimming pool that is constructed using concrete. Concrete is poured into a steel mold that shapes the outline of the pool.

  • How much does it cost to build a pool per square foot?

The average cost to build a pool per square foot is $72-$160. The cost is determined by factors relating to the type of pool built, the size of the pool, and the materials used.

  • How much does it cost to put in a under-ground pool?

The average cost to put in an under-ground pool is $29,000-$60,000. The amount you will pay depends on the type of under-ground pool you are putting in.

  • How much does it cost to build an in-ground pool?

The average cost to build an in-ground pool is between $29,000-$90,000.

Remodeling Terms Cheat Sheet

Definitions in laymen's terms, cost considerations, pictures and things you need to know.
See full cheat sheet.
glossary term picture Retaining Wall 1 Retaining wall: A structure used to support vertical slopes of earth or to hold back water

Cost to build an in-ground concrete swimming pool varies greatly by region (and even by zip code). To get free estimates from local contractors, please indicate yours.

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Cost to build an in-ground concrete swimming pool varies greatly by region (and even by zip code). To get free estimates from local contractors, please indicate yours.

The information provided by our cost guides comes from a great variety of sources, including specialized publications and websites, cost studies, U.S. associations, reports from the U.S. government, contractors and subcontractors, material suppliers, material price services, and other vendor websites. For more information, read our Methodology and sources